PRICE REDUCED $75,000 -- SELLER OFFERING A CONCESSION TOWARD BUYER'S CLOSING COSTS FOR CLOSINGS COMPLETED BY 8/15/25. Discover your private lakefront retreat in the heart of Oyster Bay Harbour! This exquisite one-level custom home blends coastal luxury with relaxed indoor-outdoor living, offering the kind of serenity that makes every day feel like a vacation. Imagine morning coffee looking at your private island, afternoon swims in your resort-style saltwater pool with infinity edge and waterfall or tending to your favorite plants in the on-site greenhouse and evenings grilling in your screened summer kitchen -- all while surrounded by peaceful water views and centuries-old oak trees. Thoughtfully crafted with timeless materials and elevated design, the home features 2,000+ sq ft of covered outdoor living & an open interior filled with natural light. French doors open to three tranquil courtyards, creating seamless flow for entertaining or quiet moments alone. The flexible layout includes 2-3 guest rooms and a dedicated home office (or optional 4th bedroom). Inside, you'll find refined finishes throughout--smooth 10-12 ft ceilings, solid-core 8 ft doors, porcelain tile, custom millwork, plantation shutters, and tongue & groove details. Recent upgrades include new interior/exterior paint, custom lighting, built-ins, motorized shades, and a new fully screened pool enclosure. Located in the prestigious gated community of Oyster Bay Harbour, with access to newly added pickleball courts, tennis, pool, and optional Yacht Club membership with marina, gym, and dining. Just minutes to Amelia Island's beaches, historic downtown Fernandina, and easy access to JAX Airport and Kings Bay.