Set within the gates of Oyster Bay Harbour, this meticulously maintained former model home presents an elegant blend of craftsmanship, comfort, and tranquil lakefront living. The home showcases custom millwork, plantation shutters, and expansive French doors that flood the interior with natural light and frame serene water views.

Designed with both privacy and functionality in mind, the split-bedroom floor plan includes 3 bedrooms, 2 baths, a dedicated office + a formal dining room ideal for intimate gatherings. The light-filled kitchen features refined countertops and a charming breakfast nook overlooking the lake -- a peaceful setting for morning coffee as sunlight reflects across the water. The primary suite continues the experience with its own picturesque lake view, creating a true retreat at day's end.

An expanded screened lanai and patio extend the living space outdoors, offering seamless flow for entertaining or quiet evenings surrounded by nature. The spacious backyard, enhanced by fruit trees, provides both privacy and a connection to the coastal landscape.

Oyster Bay residents enjoy resort-style amenities including a community pool, pickleball and tennis courts and the option to join the private Oyster Bay Yacht Club with marina, dining, tiki bar, fitness center, and kayak launch. Minutes to Amelia Island beaches, historic Fernandina Beach, and easy access to Jacksonville International Airport.

Model-quality finishes, luminous interiors, and captivating lake views distinguish this residence from others on the market. For those seeking refined coastal living in one of Fernandina Beach's most established communities, this home invites a private showing.